Annuities: Are They Right for You?

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Annuities: Are They Right for You?   Do you know what an annuity is? Do you know how it can help you prepare for your retirement future? This article provides a basic overview of annuities and explains how they might be right for you.  What is an annuity?   An annuity may be a viable option for […]

Why You Need Mortgage Life Insurance

Morgan financial services

Why You Need Mortgage Life Insurance Mortgage life insurance is an insurance plan that protects your mortgage if you die before paying it off. The idea behind mortgage life insurance is to help you pay off your home loan if anything were to happen to you so that your family does not have to worry […]

3 Ways Life Insurance Protects Your Small Business

Morgan financial services

3 Ways Life Insurance Protects Your Small Business Small business owners are responsible for their business’s growth and the well-being of their employees. No one can predict when something terrible might happen—and if it does happen to your small business, life insurance could protect what matters most. Experienced insurance companies like Morgan financial Services in Somerset, […]

How Annuities Can Help Retirees Avoid Running Out Of Money

Morgan financial services

How Annuities Can Help Retirees Avoid Running Out Of Money Do you know what annuities are? You may have heard of them but not fully understand the purpose behind them. Annuities are a great way to provide for your retirement days. But then how are they different from a pension? The main difference between pensions […]

3 Misconceptions About Disability Insurance

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3 Misconceptions About Disability Insurance Most people protect their homes, cars and health with insurance for good reason: they’re important personal assets. Another personal asset that is ranked very high among people is their income and the ability to earn it. Without an income, your home, car and eventually your health would be impossible to […]

Avoid Denial of Life Disability Claim: Tips For Completing An SSDI Application

Morgan financial services

Avoid Denial of Life Disability Claim: Tips For Completing An SSDI Application Social Security Disability Insurance (SSDI) offers substantial support for people unable to work because of a long-term physical or mental disability. However, many applicants are denied benefits due to the strict eligibility requirements. The experts at Morgan Financial Services share tips you can […]

The Secrets To Purchasing A Long-Term Care Policy

Morgan financial services

The Secrets To Purchasing A Long-Term Care Policy It’s never too early to plan your future, especially when it comes to making sure that you are prepared in case of an unforeseen medical issue. Long-term care insurance can help provide financial security in your retirement years by offering benefits such as nursing home coverage and […]

What Does Long-Term Care Insurance Cover?

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What Does Long-Term Care Insurance Cover? Health care is a crucial and complicated topic with many facets, especially when it comes to the elderly and disabled. There are coverages available for those who need extra help, such as long-term care. Long-term care refers to assistance someone may need for an extended period of time, or […]

Life Insurance and Disability Insurance: What’s the Difference?

Life Insurance and Disability Insurance: What’s the Difference? Life insurance provides financial support to a beneficiary after your death. By comparison, disability insurance helps you during your lifetime. Many people benefit from both forms. These types of protections often provide essential help in some of your most challenging times. But, getting the policies just right […]

How Much Home Insurance Does Your Mortgage Lender Require

How Much Home Insurance Does Your Mortgage Lender Require The investment in home insurance is usually a good one for most homeowners. However, in some cases, it is a requirement. If you have a mortgage on your home, your lender probably requires you to maintain coverage. It protects their investment in your home. You agree […]