Social Security Disability Insurance (SSDI) offers substantial support for people unable to work because of a long-term physical or mental disability. However, many applicants are denied benefits due to the strict eligibility requirements. The experts at Morgan Financial Services share tips you can use in your application process to not be denied SSDI benefits!

1) Follow Treatment Protocol

Following regular treatment requirements is a condition for receiving disability benefits. This is the agency’s way of ensuring that you’re doing your best to improve the situation.

Ensure that all your doctors are on the same page about what treatments work best for your condition. This increases approval rates by avoiding contradictory statements from different physicians.

Keeping an updated medical diary is a great way to prove that you’re following through with treatment requirements, doing daily activities (such as therapy or exercise), any hospitalization or surgeries, etc. It can also serve as evidence in court proceedings if needed! If possible, keep video footage of yourself to back up the claims about your disability status.

Keep copies of your medical records to have them ready if the insurance company requests them. This will also help expedite the application process and avoid any delays.

Before applying, it is crucial to be well-informed about the life disability claim process. These tips will increase your chances of a successful claim and help you receive the benefits you rightfully deserve.

2) Answer the Form Honestly

When applying for disability insurance, you need to answer the form honestly. This is because if you’re caught lying on your application, it could lead to a denial of your claim. Remember that the insurance company will likely investigate your medical history, and they will be able to find out if you’ve lied. So make sure that you answer all the questions truthfully and accurately.

3) Research about Your Medical Condition

Researching your medical condition can also help you apply for disability benefits. Aside from the insurance company, even legal representatives might need to know more information about your situation to provide better assistance on your case. So try doing some online searches and talk with friends or family members who have similar conditions so that they can give you tips on how to get through the application process.

4) Inform the Insurance Company of Any Change in Address 

All your correspondences should be sent to the insurance company, and make sure that you inform them of any address change. This will make it easier for both parties to contact each other about updates concerning claim status or related information.

Fill out our simple disability insurance quote forms at Morgan Financial Services and get disability coverage in Monmouth, NJ. We offer quick coverage at an affordable rate with minimal documentation and paperwork. Our services are not limited to disability insurance, as we also provide mortgage and life insurance.