We browse through a wide variety of coverages and find the right one for you.
Learn MoreWe browse through a wide variety of coverages and find the right one for you.
Learn MoreWe browse through a wide variety of coverages and find the right one for you.
Learn More(a) Volunteered Information: We will receive and store any information you
enter on the Web Site or give us in any other way that personally identifies
you to improve your experience at the Web Site, to get a better general
understanding of the type of individuals visiting the Web Site, and to enable
us to contact you when needed. Typically you will provide information on
the Web Site for the purchase of products or services or when you submit
comments or questions for review by us.
(b) Automatic Information: To enable us to provide content that users need and
desire, we collect aggregated site-visitation statistics using cookies. A
Cookie is simply a small data file we place on your computer’s hard drive when
you first visit the Web Site (“Cookie”). This file contains a unique number
that helps us identify you when you return to the Web Site. Cookies are
employed by thousands of web sites to enhance users’ web viewing experience.
Cookies can neither damage user files nor can they read information from users’
hard drives. We combine all usage information provided by such Cookies and we
do not monitor your use of the Web Site. Allowing us to create a Cookie on your
hard drive will not give us or any other site access to the rest of your
computer’s hard drive, and only we will be able to read the Cookie that the Web
Site creates.
(c) Information Use: We use information for personal identification; to get a
better general understanding of the type of individuals visiting the Web Site;
to respond to your requests for purchases, comments, or questions; to improve
your experience at the Web Site; to collect aggregated site-visitation
statistics; and to alert you to product enhancements, special offers, updated
information, and other new services from us. We also use information to alert
you of subscription renewal discounts, to automatically renew your subscription
and advise you of upcoming service offerings and events.
We may disclose information to third parties, or disclosing
customer lists to commercial or charitable users thereof. Disclosure for such
purposes is limited to your name, company, position, address, phone and fax
numbers, and web site and email addresses. If you do not wish to have such
information disclosed, please let us know by contacting us
. To enable us to process your request, please include your name and address.
Once properly notified, we will remove your name from the lists and disclosures
as soon as we practicably can in the course of normal business practices.
When you order products or services from us, we ask for your credit card number
and billing address. We use this information only to bill you for the products
or services you order at that time and for no other purpose. Annual
subscriptions are payable on the purchase date of the Subscription and renew
automatically each anniversary unless canceled in writing thirty days in
advance of each anniversary date.
Any user questions or comments submitted to us may become available in the
public sections of the Web Site, including a section entitled “Frequently Asked
Questions,” immediately after such questions or comments are submitted to us.
If we publicize any user questions, such questions will not contain facts that
identify the user or the specific parties involved. We also reserve the right
to use any user comments submitted to us for promotional purposes and by
submitting such comments to us you agree that we may do so.
We may release any user information if required to comply with law; to enforce
or to apply the Web Site Terms and Conditions; or under the good faith belief
that disclosure is otherwise necessary or advisable including, without
limitation, to protect the rights, properties, or safety of us or our users.